![]() Personal Finance Insider is Business Insider's personal finance section that incorporates affiliate and commerce partnerships into the news, insights, and advice about money that Business Insider readers already know and love. ![]() Truist Savings Rates FAQsĮvelyn He is a compliance associate at Business Insider who supports the Personal Finance Insider team. For our Truist saving rates review, we used our bank account methodology which looks at interest rates, minimum opening deposits, monthly service fees, customer support availability, mobile app ratings, and the ethics of the company to determine ratings on savings. We rate bank accounts on a scale from zero to five stars. Why You Should Trust Us: How We Reviewed Truist Savings Accounts The bottom line: You might like Truist if you're using its other products and want keep things simple - but if you're only looking for high savings rates, you'll find more compelling accounts in our best high-yield savings accounts guide. However, these Chase checking accounts may have higher monthly service fees than other Chase checking accounts. To be eligible, you'll need to link your savings account to a Chase Premier Checking Account or Sapphire Checking Account and make five transactions from your checking account. You'll earn 0.02% on the Chase Premier Savings Account if you qualify for a relationship rate. Meanwhile, Chase Savings℠ pays 0.01% APY, and the Chase Premier Savings℠ Account has 0.01% to 0.02% APY. At Truist, you'll only earn 0.01% APY on Truist One Savings or the Truist Confidence Savings Account. Bear in mind both national banks pay much less than high-yield savings accounts at online banks.īoth Truist and Chase pay low savings rates overall. ![]() Also, the Wells Fargo Platinum Savings Account offers 0.25% to 2.51% APY - you'll earn a higher savings rate with a higher account balance. The Wells Fargo Way2Save® Savings Account pays 0.15% APY. If you're looking for a higher interest rate, Wells Fargo savings rates are slightly higher than Truist. Similar to Truist, Wells Fargo offers two savings accounts: the Wells Fargo Way2Save® Savings Account and the Wells Fargo Platinum Savings Account.
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